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Sonam Ghogarekar

To gain employment with an organization where my management skill and knowledge, especially in the area of Banking & Finance can be used effectively.

Key Skills

Microsoft office
Software analysis
C/C++

Professional Experience

Aug 2021
Present
Disbursement Officer
Protium Finance Private Limited Surat, IN

  •   Administrator all Leading activities for Mortgage Loan operation. Offered administrator task assistant, including data base , Cam preparation, Email communication and Document processing skill.

  •   Manage the duties Credit Department in efficient and effective manner.

  •     Legal and Technical Documents Knowledge. Online verification documents.

  •   Preparing the docket for Disbursement.

  •    Agency or Vendors follow ups.

  •     Resolution of the Queries raised by Operation team post Disbursement.

  •   PDD Management Collecting Original Property papers & getting the vetting report from the vendors.

  •   Perform other relevant duties when needed.
Nov 2019
Sep 2021
Senior Associate
Bhura Consultancy Surat, IN
  •  Operation Work in Import Export Department. (EPCG License Files Inward & outward process From Director General Of Foreign Trade Office. 
Feb 2019
Dec 2019
Credit Underwriter
Jana Small Finance Bank Surat, IN
  •    File Checking, processing the same from login to disbursement. 
  •    Analyze financial data related to loan requests. 
  •    Evaluate loan documents are to insure accuracy and completeness. 
  •    Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors. 
  •    Record loan denials and specific basis for declining application. 
  •    Monitor and report noncompliance with loan covenants. 
  •    Maintain client relationships and provide superior customer service. 
  •    Develop and implement underwriting policies and procedures. 
  •    Personal Visit on customer Business Premises & Residence or Permanent Address. 
  •    Positive cases Presentation by Mail for Approval. 
  •    Disbursement Process. 
 

Jun 2018
Mar 2019
Senior sales officer
HDB Financial Services Surat, IN
  •    Achieved sales goals and service targets by cultivating and securing new customer relationships. 
  •    Aiming to achieve monthly target. 
  •    Disbursement work as well as handling work of Credit Department like file checking, File processing ,data entry, cam preparation. 
  •    Preparation of documents as per log in & disbursement checklist. 
 
Jul 2014
Jul 2017
Back office executive
Fullerton India Credit Co.Ltd. Surat, IN
  •     Responsibilities Tele calling and Basic Data Entry, 
  •    Login Process & Disbursement Work (Personal Loan/Business Loan) like file checking, data entry. 
  •    Preparation of documents as per log in & disbursement checklist 
  •    Direct communication with existing and new customers for the loan process. 
Jun 2012
Jul 2013
Apprentice
Surat People’s Co-Op. Bank Ltd. Surat, IN
  •     Handling All Banking Related Work As Payment 
  •    Deposit Work, Cash Handling, FD And loan related work 
  •    Provided quality clerical support through data entry, document management, email correspondence, and overseeing operation of office equipment. 
  •    Interacted with customers by phone, email, or in-person to provide information. 
 

Education

Apr 2011
May 2012
PGD in Banking in SPB Vanijya Vidhya Bhavan, Surat
Mar 2008
Apr 2011
B.Com in Akhand Aanad College
Vir Narmad South Gujarat University
May 2006
Apr 2008
HSC in I N Tekrawala School
Vir Narmad South Gujarat University

Achievements

2019
Star Performer Credit Underwriter
Nominated on Outstanding Performance  by Jana Small Finance Bank

Hobbies & Interests

  • Cooking
  • Music
  • Reading

Languages

Gujarati
(Fluent)
English
(Fluent)
Hindi
(Fluent)
Marathi
(Native)

Get in touch with Sonam