Message

Salvin Michael

I am a Banking Operations Professional with an experience of 3.7 years with boutique NBFC in India. Effectively working in Finance Sector with core experience of General Ledger, Reconciliation, Banking systems; Finn-one, Finacle and Customer 360. I am keen towards my goals to achieve beyond power. To put forward a conscious effort, investing time and energy in my work, to become a successful professional and to work in competitive environment to meet challenge and rise within the organization.

Key Skills

 Management Experience
 Interpersonal Skills
 Ability to Communicate
 Financial Reporting
 Team Handling
 Analytical Ability

Professional Experience

Apr 2019
Present
Manager
Bajaj Finance Pune, IN
 
Excess Money 
Ø Preparing data for control dump and finalizing after bucketing and marking closure 
Ø Preparing presentations for monthly reviews for CEOs and Stake Holders 
Ø Finding new trends to margin the amount 
Ø Bifurcating the data and sending to the verticals for further suitable course of action 
Ø Analyzing process GAP in Finn-one & UAT testing 
Ø Handling pending cases from customer service team and processing them for foreclosure 
Ø Identifying and managing all operational risks. 
 
Reconciliation 
Ø Training and mentoring the team 
Ø Perform other work-related duties and special projects as assigned 
Ø Perform verification and reconciliation of FD accounts 
Ø Perform duties with Minimal supervisions 
Ø Support Audit by providing audit schedule support and responding to inquiries 
Ø Perform accounting and clerical functions to support other teams 
Ø Perform General Ledger entries and Reconciliation for month end close 
Ø Perform Monthly Bank reconciliation for a set account 
Ø Reconcile and analyze balance sheet and income statement account 

 

Apr 2018
Sep 2019
Assistant Manager
Bajaj Finance Pune, IN
 
Ø Analyzing and compiling Excess control dump Data after Every month End 
Ø Finding out trends in excess control dump data 
Ø Analyzing trends and coming up with solutions to avoid/stop accumulation of excess money due to same trends 
Ø Analyzing cases by case finding root cause for unadjusted amount and publishing MIS by EOD 
Ø Analyzing process GAP in Finn-one & UAT testing 
Ø Taking up unique scenario with IT 

Sep 2016
May 2018
Subject Matter Expert
Team Lease Pune, IN
 
Ø NACH mandate filling and handing over to Legal team 
Ø Accounting of developer finance 
Ø Finn-one PDC/Lending system knowledge 
Ø Receipt upload / Receipt authorized 
Ø Marking Hold Customer’s EMI in Finn-one 
Ø Data checking in Fin-none 

Education

May 2012
May 2016
BSC in St Fransis De Sales
RTMNU
May 2010
May 2012
HSC in St Fransis De Sales
RTMNU
May 2000
May 2010
SSC in St Josephs Convent
RTMNU

Certifications

2010
MSCIT
MAXIM

Achievements

Hero Of the Month
Won Hero of The Month for twice in 2020

Hobbies & Interests

  • Clubbing
  • Cross Fit
  • Travelling
  • Fitness

Languages

English
(Fluent)
Hindi
(Native)
Tamil
(Basic)
Marathi
(Basic)

Get in touch with Salvin